Thoughtfully managing a windfall

Financial Planning

The start to Total Wealth Management is a solid financial plan. We provide financial planning and can coordinate with CFP® professionals. Whether you’re saving for a child’s college education or your retirement, we can support you in the pursuit of your goals.


Picturing how you’ll reach your objectives can be difficult. Our modern, collaborative financial planning tools make things simpler. With  Goal  Planning  &  Monitoring* proprietary planning software from Raymond James, we can help align financial decisions with your vision of retirement and other goals.


In the wealth accumulation phase, we develop a comprehensive  financial  plan  and  follow a disciplined process to help keep  you  on  track  for  pursuing  your  objectives.  We lay the groundwork for the wealth conservation and distribution phases that come later in life.


We will work with you to develop an income  stream  designed to  last  a  lifetime  and help you create the retirement lifestyle you envision. We can also help you fine-tune a withdrawal strategy personalized to your situation.


Making the right Social Security claiming decisions is vital to optimizing your retirement income strategy. We’ll consider when you are planning to retire and your anticipated sources of income in  retirement,  as  well  as  assess  how  much  income  you  will need in retirement.


There  are  a  variety  of  investment  vehicles  and  tax-efficient  options  to  contribute  to  the cost of higher education. As your trusted partner, our knowledge and professional guidance can help  you analyze the  tax benefits, ownership structure, risk  and contribution limits involved – even what to do with your leftover education funds if your aspiring academic earns a scholarship.

Raymond James is not affiliated with Everplans, PinnacleCare, Broadspire Care Management, HealthPlanOne or EverSafe. Raymond James & Associates, Inc., receives a one- time referral fee from HealthPlanOne for each Medicare Advantage and Medicare Supplement application submitted. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified financial Planner™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Raymond James does not provide tax advice. Please discuss these matters with your tax professional.